Account and Service Fees
Learn more about the service fees, charges and required balance amounts for our consumer accounts, along with other accounts. 
Checking Accounts Service Charges
Premier Checking
If combined balances1 total $5,000 No charge
If combined balances1 are below $5,000 $12 per month
View and print an account service fee guide
Premier Plus Banking Bundle (available as an add-on to Premier Checking)
If combined balances1 total $25,000 No charge
If combined balances1 are below $25,000 $6 per month (Premier Checking fee may also apply)
Select Checking
Select Checking $9 per month
Service charge rebated with a minimum of 15 customer initiated debits and one direct deposit per statement cycle.
Mailed image statements $2 per month
Conventional paper statements $3 per month
View and print an account service fee guide
Express Checking
Express Checking $7 per month
Service charge rebated with a minimum of one direct deposit per statement cycle.
View and print an account service fee guide
Classic Checking
Classic Checking $8 per month
View and print an account service fee guide
Savings Accounts Service Charges
Money Market Savings
If you also have a Priority Choices Checking or Relationship First Checking account in good standing No charge
For other customers, if the combined balance2 is at least $5,000 No charge
For other customers, if the combined balance2 is less than $5,000  $9 per month
Traditional Savings
Daily balance of $250 or more all quarter No charge
Daily balance below $250 $5 per quarter
Charge for each withdrawal exceeding three per quarter, if your average daily balance for the quarter is less than $250 $2
Minimum Opening Deposits
Checking $50
Savings $50
IRA Accounts $100
Add-on CD $500
CD (term of 1 year or more) $1,000
CD (term under 1 year) $1,000
Other Fees
A Dormant Fee is imposed on checking accounts with balances under $5,000 if there have been no deposits or withdrawals in one year. $5 per month
There are no dormant fees assessed on savings accounts.
ATM Transaction Fees at First Tennessee ATMs using an ATM card or First Tennessee Visa® Debit card issued by First Tennessee for deposits, cash withdrawals, or most balance inquiries No charge
Transaction fees at Allpoint ATMs in the U.S. No charge
ATM Transaction Fees at other non-First Tennessee ATMs $3 for each account transaction or balance inquiry
QuickStatements® $2 each
Return check/overdraft charges $35 each
A Charge Back Check Fee is imposed for each check you deposit that is returned to us unpaid and debited from your account. $16 each
Stop Payment Requests $35 each
Cancelled Checks: A charge is imposed if you choose to receive original cancelled checks with your statement. $1 per month
Digital Banking No charge
Bill Pay Online No charge
Mobile Banking No charge
Cashier's Check $8
Legal Action Processing Fee $100
Account Research and Records $3 per item
Statement Print Screen $2 per request
Domestic Wire Transfers
Incoming $15
Outgoing $25
International Wire Transfers
Incoming $15
Outgoing $55

If you'd like to learn how to minimize or avoid certain fees, click here.

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