With the Visa Signature® card from First Tennessee, you get something back every time you make a purchase. From signature travel destinations to signature experiences, it’s the card that offers you a world of possibilities.
Our Visa Signature card offers a low 0% APR intro rate, then adjusts to variable APRs, currently 5.50% – 13.50% for purchases and balance transfers, and 15% for cash advances. See Terms and Conditions.
- Earn one point for every dollar in net purchases on your card
- Choose from a variety of redemption options, including:
- Cash back**
|Charitable Donation and Cash Back
||Starting at 5,000
|Annual Fee Rebate
||Starting at 10,000
||Starting at 25,000
|Premium Golf and Sporting Equipment
||Starting at 66,000
|Premium Event Travel Packages
||Starting at 100,000
- Redemptions starting at 5,000 points
- No Blackout dates – travel anytime, anywhere
- It's easy to redeem points online at FTBSignatureRewards.com or by phone at 888-216-2896
- View Visa Signature® Guidelines for redemption information
- Comprehensive fraud protection from Visa
- No balance transfer fees2
- Free year-end summary statement
- Emergency card replacement
- Warranty Manager Service
- $250,000 travel accident insurance
- Auto rental insurance
- Travel & Emergency Assistance
- Worldwide acceptance
- Toll-free customer service
- Can link to checking for overdraft protection
- 0% Intro Rate for 6 months on purchases, balance transfers, and cash advances
- After intro period, variable annual percentage rates for purchases and balance transfers is currently 5.50% - 13.50%, and 15.00% for cash advances
- Annual Fee: $75 (waived first year)
- Cash Advance Fee: 3% of each new Cash Advance but the fee will not be less than $10 per transaction
- Late Payment Fee: Up to $35
- Over Limit Fee: $0
- Balance Transfer Fee: $0
- Return Payment Fee: Up to $35
*Subject to credit approval. Geographic restrictions apply.
**Cash back will be in the form of a statement credit.
1 Cardholder must notify First Tennessee Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
2 Balance Transfers under this Agreement must be requested by you, via our customer service center or website, to transfer all or part of your balance with another creditor.
†Go to visa.com/signature or call 800-953-7392; outside the U.S., call collect 630-350-4551.