• Choose the card that works best for you

Credit Card Comparison

If you're looking for a credit card with a low interest rate* and outstanding customer service, then First Tennessee has a credit card for you. Use the chart below to get an overview of all our credit cards, then click on a specific card for more detailed information.

Available Features Visa Signature®

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Platinum Premier Visa®Apply Now Visa® Classic

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Intro rate on Purchases, Balance Transfers,
and Cash Advances
0% APR for 6 months 3.90% APR for 6 months 3.90% APR for 6 months
Rate after intro period on Purchases
and Balance Transfers
Variable from 5.50% – 13.50% APR Variable from 6.50% – 14.50% APR Variable from 6.50% – 14.50% APR
Rate after intro period on Cash Advances 15% 15% 15%
Annual Fee       $75 (waived first year) $0 $0
Earn Signature Rewards checkmark
1 point for every $1 in net purchases on your card
Travel checkmark    
Shopping checkmark    
Cash Back and Giving checkmark    
Signature Experiences checkmark    
First Tennessee Cash RewardsSM   checkmark checkmark
Concierge Customer Service checkmark    
Travel and Emergency Assistance checkmark checkmark  
Auto Rental Insurance checkmark checkmark  
Link to Checking for overdraft protection checkmark checkmark checkmark

Cardholder Agreements

View Cardholder Agreements and pricing information for current product offers by clicking on one of the links below:

If you are an existing cardholder and would like to request a copy of your Cardholder Agreement, please call 1-800-234-2840. Or you can log in to your Banking Online account, select the Customer Service tab, and send us an email request that includes your credit card account number.

*We may change the rates, fees and terms of your account at any time in accordance with the Cardholder Agreement to be sent with your card and with applicable law.

Subject to credit approval. Credit Card products are not available in all states. Geographic restrictions apply.




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Federal Deposit Insurance Corporation   Financial products and services are provided by First Tennessee Bank National Association. Member FDIC. Equal Opportunity Lender.
All loans subject to credit approval.