• Choose the card that works best for you

Credit Card Comparison

If you're looking for a credit card with a low interest rate* and outstanding customer service, then First Tennessee has a credit card for you. Use the chart below to get an overview of all our credit cards, then click on a specific card for more detailed information.

Available Features Visa Signature®

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Platinum Premier Visa®Apply Now Visa® Classic

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Intro rate on Purchases and Balance Transfers 0% APR for 12 months* 0% APR for 12 months* 0% APR for 12 months*
Rate after intro period on Purchases and Balance Transfers Variable from 13.50% – 18.50% APR* Variable from 14.25% – 19.25% APR* Variable from 14.25% – 19.25% APR*
Rate on Cash Advances Variable, currently 21.00%* Variable, currently 21.00%* Variable, currently 21.00%*
Annual Fee       $0 $0 $0
Earn Signature Rewards:
  • Travel
  • Shopping
  • Cash Back
    and Giving
  • Signature Experiences
2 points** for every dollar spent at restaurants
and gas stations and 1 point everywhere else.
First Tennessee Cash RewardsSM   checkmark checkmark
Concierge Customer Service checkmark    
Travel and Emergency Assistance checkmark checkmark  
Auto Rental Insurance checkmark checkmark  
Link to Checking for overdraft protection checkmark checkmark checkmark
Compatible with Apple Pay™ checkmark checkmark checkmark

Cardholder Agreements

View Cardholder Agreements and pricing information for current product offers by clicking on one of the links below:

If you are an existing cardholder and would like to request a copy of your Cardholder Agreement, please call 1-800-234-2840. Or you can send us an email request that includes your credit card account number.

*We may change the rates, fees and terms of your account at any time in accordance with the Cardholder Agreement to be sent with your card and with applicable law. Rates and fees are as of 12/16.

**Points are awarded based on net purchases.

Subject to credit approval. Credit Card products are not available in all states. Geographic restrictions apply.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.


Federal Deposit Insurance Corporation   Financial products and services are provided by First Tennessee Bank National Association. Member FDIC. Equal Opportunity Lender.
All loans subject to credit approval.