Visa Small Business Credit Card*
Generous credit lines and competitive interest rates help you control your cash flow and track expenses.

Competitive interest rates and generous credit lines distinguish our Visa® Business Card. With the ability to simplify everyday purchases and track your expenses, this card can be a valuable asset to your bottom line.

Product Features

  • Credit lines up to $25,000 
  • Interest-free grace period on purchases
  • Visa liability waiver program protects your business from misuse by terminated employees, up to $100,000 per cardholder
  • 0% APR introductory rate on purchases for six months following the account opening date***
  • Prevent fraudulent use by temporarily "freezing" card activity if lost or stolen****
  • You can also enroll for special card fraud text alerts to quickly notify you of any unauthorized activity on your card

Product Benefits

  • Worldwide acceptance
  • Enjoy automatic discounts on qualifying** purchases with Visa SavingsEdge®. No coupons. No codes. Just savings.
  • Auto rental insurance at no additional charge
  • Online access to transaction records through our website
  • Access your account information 24/7 through the toll free automated touch tone service
  • Emergency cash and card replacement
  • $250,000 automatic common carrier insurance when you purchase airline, train, or other common carrier tickets
  • Automatic enrollment in First Tennessee Cash Rewards® – just use your Visa Business Card when you shop at participating retailers to earn cash back.
  • Compatible with Apple Pay™ for convenient purchases with an iPhone® 6

Interest Rates & Payment Terms

  • Annual Percentage Rate – Prime + 5.9% for purchases and cash advances
  • Grace Period for Repayment of the Balance for Purchases – you have 25 days on average to repay your entire balance before a finance charge on purchases will be imposed (provided you paid your total previous balance in full by the payment due date). The grace period does not apply to cash advances.
  • Minimum Payment – 5% of new balance

Fees

  • Annual Membership Fee – none
  • Other fees may apply – this account is subject to our Cardholder Agreement which includes a provision for the arbitration of claims

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