* Offer Details: Offers above expire 10/31/2019. Offers are non-transferable and cannot be combined with other offers. Limit one gift card bonus per company. Bonus gift card will be mailed to customer 4-6 weeks after account funding, and will be reported as income on Form 1099-INT for deposit accounts. Checking and Savings opening deposits must be funds from a financial institution other than First Tennessee Bank National Association ("Bank"), which operates as First Tennessee Bank and Capital Bank, or its affiliates. Transfers from any type of account at Bank or its affiliates do not qualify. All offers subject to bank approval. Checking Offer: To receive bonus gift card, you must present a copy of the offer certificate at a branch and open your account with a minimum opening deposit of $500. Customer agrees to maintain account in good standing for a minimum of six months. Savings Offer: To receive bonus gift card, you must present a copy of the offer certificate at a branch and open your account with a minimum opening deposit of $2,500. As of 6/03/2019, the standard, variable APYs for business savings were 0.05% for balances of $0-$99,999; and 0.20% for balances of $100,000 and greater. APY is variable and is subject to change without notice. Customer agrees to maintain account in good standing for a minimum of six months. Sales Representative: For gift card, use Coupon Redemption System, Checking offer promo code CKSMBS, Savings offer promo code SMBSSV. Visa® is not a sponsor of this promotion. The Visa® Gift card is a prepaid card welcome everywhere in the U.S. Visa® Debit cards are accepted.
** Account will be charged $0.50 per transaction over 250 monthly transactions. 250 transactions include: checks paid, checks deposited, deposit slips, mobile deposits, online bill payments, and electronic debits and credits (including debit card transactions). Each $100 increment of cash deposit counts as one transaction.
*** Federal law requires that we convert a savings account if you exceed six preauthorized or automatic transfers, or transactions by check or similar order payable to a third party, per month.
First Tennessee Bank National Association operating as First Tennessee Bank and Capital Bank. Member FDIC.