Home Equity Line of Credit
Access the equity in your home via a line of credit that you can use as you need funds.

Put your equity to work toward home improvements, debt consolidation or other major purchases with a Home Equity Line of Credit (HELOC). Withdraw funds as you need them, and you can choose to pay interest only on that portion of the line you use during the draw period.*

In addition to using a HELOC for debt consolidation and home improvements, you may also use it to purchase a new home. You can use the Purchase HELOC for your primary residence.

Product Features

  • Low variable interest rate
  • Line of credit is a reusable source of funds
  • Interest-only mortgage payments during draw period*
  • Link to checking for overdraft protection
  • Use the Purchase HELOC for your primary residence

Product Benefits

  • Interest may be tax deductible**
  • May be able to borrow up to 90% of your home's value
  • Easy access to your credit line with First Tennessee credit card or checks
  • No closing costs for lines over $25,000***

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Home Equity Lending

Find out how much you can borrow from my home equity (HELOC).

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