Home Equity Comparison
Not sure which home equity product is better for you? Use the side-by-side comparison chart below to make an informed decision.
Home Equity Line of Credit

Home Equity Loan

Get Started Get Started
Interest may be tax deductible* Interest may be tax deductible*
Low, variable interest rate Low, fixed interest rate
You may be able to borrow up to 90% of your home's equity. You may be able to borrow up to 90% of your home's equity.
Easy access to your credit line with a First Tennessee credit card Immediate funds in one convenient check
Line of credit stays open Fixed monthly payments
Interest only payments during draw period** You may opt for automatic payments from your checking account.
No closing costs for lines over $25,000 Flexible loan terms
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