First Tennessee Visa Signature
Enjoy signature rewards like travel, entertainment and cash back with the Visa Signature® card.

Our Visa Signature® card offers a low 0% APR intro rate for 12 months, then adjusts to variable APRs, currently 14.00% – 19.00% for purchases and balance transfers. Also, there's no annual fee! See Terms and Conditions.

Card Features

  • Earn 15,000 bonus points when you spend $1,500 in the first 90 days**
  • Earn 2 points for every dollar spent in net purchases at restaurants and gas stations, and 1 point everywhere else!
  • Choose from a variety of redemption options, including:
    • Travel
    • Merchandise
    • Cash back***
  • Redemptions starting at 5,000 points. View Visa Signature® Guidelines for redemption information.
  • No Blackout dates – travel anytime, anywhere
  • It's easy to redeem points online at FTBSignatureRewards.com or by phone at 888-216-2896
  • Compatible with Apple Pay® for convenient purchases

Card Benefits


Interests

  • 0% Intro Rate for 12 months on purchases and balance transfers, adjusting to variable APRs, currently 14.00% – 19.00%*
  • Variable APR for cash advances, currently 21.00%*


Fees

See Terms and Conditions

  • Balance Transfer Fee: 4% of each new Balance Transfer but the fee will not be less than $102
  • Cash Advance Fee: 4% of each new Cash Advance but the fee will not be less than $10 per transaction
  • Late Payment Fee: Up to $35
  • Over Limit Fee: $0
  • Return Payment Fee: Up to $35

Apply Now

Not a Digital Banking customer? Print application and bring to a financial center.

 

Redeem points

Find out how easy it is to earn and redeem Visa® Signature points.

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