Visa Classic
Enjoy worldwide Visa® benefits combined with competitive interest rates.

A great introductory rate along with First Tennessee Visa Classic benefits makes this a smart choice for consolidating your financial life with First Tennessee.*

Card Features

  • No annual fee
  • Credit lines starting up to $5,000
  • 0% introductory rate for the first 12 months, after that variable APRs currently 14.50% to 19.50% on purchases and balance transfers*
  • Can be linked to checking for overdraft protection
  • Access to First Tennessee Cash Rewards®
  • Compatible with Apple Pay® for convenient purchases

Card Benefits

  • Auto rental insurance
  • Warranty Manager Service
  • Travel & Emergency Assistance Service
  • Worldwide acceptance
  • 24-hour account access through ATMs
  • Protection Against Unauthorized Charges, offering you 24-hour fraud detection and contact information. Get verified by Visa for an extra layer of online security.


Interest Rates

See Terms and Conditions

  • 0% Introductory Rate for the first 12 months on purchases and balance transfers, adjusting to variable APRs, currently 14.50% to 19.50%*
  • Your APR on cash advances will be a variable rate, which is currently 21.00%*
  • Minimum Interest Charge: If you are charged interest, the charge will be no less than $.50


Fees

See Terms and Conditions

  • Cash Advance Fee: 4% of each new Cash Advance but the fee will not be less than $10 per transaction
  • Late Payment Fee: Up to $35
  • Over Limit Fee: $0
  • Foreign Currency Conversion Fee: 3% of each transaction converted to U.S. dollars
  • Balance Transfer Fee: 4% of each new Balance Transfer but the fee will not be less than $10 per transaction**
  • Return Payment Fee: Up to $35

Apply Now

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