First Tennessee Platinum Premier Visa
Enjoy competitive interest rates, no annual fees and credit lines starting at $5,000.

With competitive interest rates, no annual fees and credit lines starting at $5,000, it's easy for you to enjoy the benefits of the First Tennessee Platinum Premier Visa card.*

Card Features

  • No annual fee
  • Credit lines starting at $5,000
  • 0% introductory rate for the first 12 months, after that variable APRs currently 15.75% to 20.75% on purchases and balance transfers*
  • Can be linked to checking for overdraft protection
  • Access to First Tennessee Cash Rewards®
  • Compatible with Apple Pay® for convenient purchases
  • You can enroll in fraud text alerts to quickly notify you of any suspicious or unauthorized activity on your card.
  • Convenient card controls via Digital or Mobile Banking that allow you to turn your card “off” or “on” – quickly and easily – to help help limit or prevent unauthorized use.

Card Benefits

  • Auto rental insurance
  • Warranty Manager Service
  • Travel & Emergency Assistance Service
  • Worldwide acceptance
  • 24-hour account access through ATMs
  • Protection Against Unauthorized Charges, offering you 24-hour fraud detection and contact information. Get verified by Visa for an extra layer of online security.

Interest Rates

See Terms and Conditions

  • 0%* Introductory Rate for the first 12 months on Purchases and Balance Transfers, adjusting to variable APRs, currently 15.75% to 20.75%*
  • Your APR on cash advances will be a variable rate, which is currently 21.00%*
  • Minimum Interest Charge: If you are charged interest, the charge will be no less than $.50

Fees

See Terms and Conditions

  • Balance Transfer Fee: 4% of each new Balance Transfer but the fee will not be less than $10 per transaction.**
  • Cash Advance Fee: 4% of each new Cash Advance but the fee will not be less than $10 per transaction.
  • Late Payment Fee: Up to $35
  • Over Limit Fee: $0
  • Foreign Currency Conversion Fee: 3% of each transaction converted to U.S. dollars
  • Return Payment Fee: Up to $35

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