Compare Rates
Use the chart below to get up-to-date rate information for all of our savings accounts and Certificates of Deposit (CDs).

Savings rates

Type Balance APY* Next steps
Money Market Savings $0 – $9,999 0.01% Apply Now
$10,000 – $24,999 0.01%
$25,000 – 49,999 0.02%
$50,000 – $99,999 0.02%
$100,000+ 0.03%
Traditional Savings Quarterly maintenance fee if daily balance falls below $250 0.01% Apply Now

Please note that if you have Premier Plus, you are eligible for a special rate bonus on your Money Market Savings account (currently 0.05%). The rate bonus can not be applied to accounts opened online. See details and terms & conditions.

 


 

CD rates

Type Term APY** Next Steps
Regular 30 Days 0.02% Apply Now
60 Days 0.02%
90 Days 0.02%
180 Days 0.06%
270 Days 0.06%
12 Months 0.10%
24 Months 0.15%
36 Months 0.30%
48 Months 0.40%
60 Months 0.55%
Add-On CD
less than $25,000
180 Days 0.02% Apply Now
Add-On CD
more than $25,000
180 Days 0.06% Apply Now
Rate-Climber 12 Months 0.06% Call 888-354-1340

Please note that if you have a First Tennessee checking account, you are eligible for a special rate bonus of 0.15% on any new Certificate of Deposit with a term of 12-months or more. The rate bonus can not be applied to CDs opened online. See details and terms & conditions.


Companion Card

Manage funds with the reloadable Companion Card

Access cash securely with the reloadable Companion Card.

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