With your money in the right hands, you can leave your worries behind.

Get up to 1.50% APY* for 6 months when you open a Money Market Savings account with money from another financial institution.

There's never been a better time to save for the future with these great offers from First Tennessee. You must have a new or existing First Tennessee checking account to take advantage of this savings offer. See other important terms and conditions below.* Learn more about our Money Market Savings.

Waive the monthly fee. If you keep a combined $5,000 balance in any of your First Tennessee deposit accounts (checking, savings, CDs, and bank IRAs), we’ll waive the low $9 monthly service charge for Money Market Savings. Plus, keeping that same balance can get you one of our best checking accounts – Premier Checking, with no monthly service charge.

Open your new Money Market Savings Account

APPLY NOW or PRINT OFFER and bring to a financial center.












Get $200 when you open a new checking account with direct deposit**

Your checking, your choice. Compare accounts above and apply online. Or, present this offer at a financial center.

Questions? Contact us at 888-354-1340 or stop by a financial center.

† If you wish to open your Money Market Savings account online, your opening deposit will usually be limited to $2,000. Please use promo code SVPRMO in your application if you wish to receive an intro rate. Once the opening deposit has been made online, you may make any additional deposit within 30 days of account opening to qualify for your desired intro rate. We recommend that you make your additional deposit in a financial center and mention that you are interested in the intro rate offer. Your intro rate will be put into effect based on your total deposit amount.
* Money Market Savings Offer: Offer expires 05/31/2017. This offer is only available to residents of Tennessee, North Carolina, South Carolina, Virginia, Georgia, Alabama, Mississippi, Arkansas, Texas, Florida and Kentucky. The introductory rate is available for new or existing customers who open a new Money Market Savings account with the stated minimum amount. Opening deposits cannot be transferred from other accounts with First Tennessee Bank or its affiliates. Subsequent transfers from any type of existing account with First Tennessee Bank or its affiliates do not qualify for the promotional rate. You must present this offer at a First Tennessee financial center or open your account online according to the instructions above. You must have a new or existing First Tennessee personal checking account, and must maintain a checking account balance of at least $1,000 at all times while the introductory rate is in effect. Annual Percentage Yield (APY) is variable and subject to change after the introductory period. Current standard APYs and tiers are available at www.ftb.com. Fees may reduce earnings. A $9 monthly fee is waived if combined deposit balance in First Tennessee accounts is at least $5,000. Not available to institutional investors. Cannot be combined with other offers, including cash offers or rate bonus plans. Account openings are subject to bank approval and may be declined based on certain factors. Federal law requires that we convert a savings account to a checking account if you exceed 6 preauthorized or automatic debits or withdrawals per month, including transactions by check or similar order payable to a third party. ATM access is available when Money Market Savings is linked to a First Tennessee checking account.
** Checking Offer: Offer expires 5/31/2017. This offer is only available to residents of Tennessee, North Carolina, Virginia, Georgia, Alabama, Mississippi, Arkansas and Kentucky. To receive your bonus, you must open your account and present a copy of the offer at a financial center or open the checking account online (starting at ftb.com/200bonus) and ensure the code QCH200 appears in the online application where “Offer/Promo code” is requested. You must have an opening deposit of at least $300, and at least one direct deposit must post to your account within 60 days of account opening. Opening deposit cannot be transferred from existing First Tennessee accounts. If you meet the stated requirements of this promotional offer, the $200 bonus will be credited to your account within 6 weeks of the first direct deposit and will be reported as income on Form 1099-INT. Limit one bonus per household. Cannot be combined with other checking offers. This offer is for new checking households only, or for households who have not had an open First Tennessee checking account in the previous 12 months. Customer agrees to maintain account in good standing for a minimum of six months. As of 12/01/2016, the Annual Percentage Yield (APY) for Premier Checking was: 0.01% for balances of $0-$4,999 and 0.02% for balances of $5,000 and greater. APY is variable and subject to change without notice. APYs are for accounts opened in the Memphis area and may vary in other markets. Please visit a financial center or ftb.com to understand the monthly service charges that are associated with various checking accounts, as well as ways that the monthly charges may be rebated. Account openings are subject to bank approval and may be declined based on certain factors.

1 Monthly service charge will be rebated if you have one direct deposit per monthly statement cycle.
2 All checking accounts include a free standard debit card. A $8 issue fee applies to premium debit cards.
3 There may be charges by your cellular provider associated with data usage on your phone. Check with your wireless phone carrier for more information.
4 Paper statements are not available.
5 Monthly service charge will be rebated if you have one direct deposit and at least 15 customer-initiated account withdrawals (for 
   example, checks, ATM withdrawals, and debit card transactions) per monthly statement cycle.
6 $2 per month for mailed image statements or $3 per month for conventional statements.
7 A $35 fee may be assessed, limited to four per day, for paying overdrafts that result in an overdrawn balance of $5 or more. Also, a $25 fee is charged on the 15th and 35th day that an account remains continuously overdrawn. Fees may be imposed for covering items created by check, in-person withdrawal, ATM withdrawal or other electronic means. When your account is overdrawn, you are obligated to bring it to a positive balance immediately. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.
8 Monthly service charge will be rebated if you have $5000 in combined deposit account balances (Checking, Savings, bank IRA, CDs). Balances 
   are determined on the closing date of the account statement cycle.
9 Free in the U.S. 1% international service assessment fee applies outside the U.S.
10 Free standard wallet checks or 25% discount on other styles.
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