First Tennessee’s Visa® Debit and Credit Cards have transitioned to a new chip-enabled technology designed to offer you enhanced card security against potential fraud.
Every time you use your card at a chip-enabled terminal, the embedded chip protects your information by creating a unique transaction code that changes with every transaction. This helps to prevent stolen data from being fraudulently used.
For purchases under $75, our consumer credit cards and select business credit cards are equipped with a contactless payment feature. When you see the contactless symbol on the terminal and your transaction is less than $75, just wave your credit card in front of the terminal to start your transaction. Follow the prompts from there.
To receive your new card there is no action required, as you will receive it automatically. However, to ensure a smooth transition, you will need to activate your card immediately upon receipt. The following steps are needed to activate your card.
Learn about Chip Enabled Cards
Watch a brief video explaining the benefits of chip-enabled cards.Watch Video
First Tennessee Bank National Association operating as First Tennessee Bank and Capital Bank. Member FDIC.