Let us help you get down to business with a $300 bonus.ยน

When you run your own business, you know the value of having the right support team behind you. That’s why First Tennessee Bank is committed to your success by helping you find the right products and services to help your business grow.

The right solutions for YOUR business.

No one understands your business better than you do. Your unique needs require a unique mix of solutions to help you achieve maximum efficiency, streamline operations, and get closer to your short- and long-term goals. We’re here to help get you there.


Open a BizEssentials® Checking account and get a $300 cash bonus.¹

With 600 FREE transactions per month,² plus the ability to earn interest on excess funds, our BizEssentials® Standard Checking is simplified checking that helps your bottom line.

Real features you can rely on:

  • 600 FREE transactions per month
  • Monthly service charge waived with $10,000 daily balance or combined balances of $25,000
  • Business Banking Online with Bill Pay
  • Business Mobile Banking
  • Dedicated support through the Business Service Center
  • Visa® Business debit card
  • And more!

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As an added bonus, we'll give you a $150 Visa® gift card just for opening a BizEssentials® Savings account.³

  • No monthly fee
  • Automatic Sweep Feature can increase your earned interest
  • Competitive interest rates
  • 24/7 access with Business Banking Online

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¹ Open your BizEssentials® Standard Checking account by 3/31/2019 with a minimum opening deposit of $5,000 AND complete 5 qualifying payment transactions within the first 30 days of account opening to receive the $300 bonus. Qualifying payment transactions include checks, debit card purchases, ATM withdrawals, automatic bill payments, and online bill payments initiated through the bank’s Business Banking Online services, in any combination. Offer is non-transferable. Limit one business checking bonus per company. Opening deposit must be funds from a financial institution other than First Tennessee Bank National Association ("Bank"), which operates as First Tennessee Bank and Capital Bank, or its affiliates. Transfers from any type of account at Bank or its affiliates do not qualify. Offer and account opening subject to bank approval. Customer agrees to maintain account in good standing for minimum of 6 months. The $300 bonus will be credited to your account within 6 weeks of meeting all requirements and will be reported as income on Form 1099-INT.

Sales Representative: Please use Coupon Redemption System. Promo Code BZD300.

² Transactions include: checks paid, checks deposited, deposit slips, mobile deposits, online bill payments, and electronic debits and credits (including debit card transactions). Each $100 increment of cash deposit counts as one paper transaction. $0.50 charge per transaction over transaction limit.

³ Offer expires 3/31/2019. Offer is non-transferable and cannot be combined with other savings offers. Bonus gift card will be mailed to customer 4–6 weeks after account funding, and will be reported as income on Form 1099-INT. Limit one gift card bonus per company. Customer agrees to maintain account in good standing for a minimum of six months. Minimum opening deposit is $2,500. Opening deposit must be funds from a financial institution other than First Tennessee Bank National Association ("Bank"), which operates as First Tennessee Bank and Capital Bank, or its affiliates. Transfers from any type of account at Bank or its affiliates do not qualify. As of 11/26/2018, the standard, variable APYs for business savings were 0.05% for balances of $0-$99,999; and 0.20% for balances of $100,000 and greater. APY is variable and is subject to change without notice. Offer and account opening subject to bank approval. Federal law requires that we convert a savings account if you exceed six preauthorized or automatic transfers, or transactions by check or similar order payable to a third party, per month. Visa is not a sponsor of this promotion. The Visa Gift card is a prepaid card welcome everywhere in the U.S. Visa Debit cards are accepted.

Sales Representative: For gift card, use the Coupon Redemption System, promo code SMBSSV.

First Tennessee Bank National Association operating as First Tennessee Bank and Capital Bank. Member FDIC.