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  • Get a $150 bonus when you open a new checking account and use direct deposit and Mobile Banking*.

    All First Tennessee checking accounts offer free Banking Online with Bill Pay, a CD rate bonus and a free First Tennessee Visa® debit card with First Tennessee Cash Rewards.

    Apply Now
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    Electronic Statements checkmark checkmark checkmark checkmark
    First Tennessee Visa debit card® with First Tennessee Cash RewardsSM checkmark checkmark checkmark checkmark
    Free Banking Online checkmark checkmark checkmark checkmark
    Free Mobile Banking checkmark checkmark checkmark checkmark
    Paper Statements   checkmark $2-$3 monthly 6 checkmark
    Earns Interest       checkmark
    Mobile Deposit Subject to eligibility requirements Subject to eligibility requirements Subject to eligibility requirements Subject to eligibility requirements
    Foreign ATM use       checkmark2
    Free checks       checkmark1
    Overdraft fees waived     1 per
    calendar year
    2 per
    calendar year
    Monthly service
    charge and ways
    to rebate it
    $5 3  
    Rebated with
    direct deposit
    No rebate option
    $9 4  
    Rebated with
    direct deposit
    and 15 debit
    $9 5  
    Rebated if you
    have $5,000
    in combined
    deposit balances

    Choose your account and apply online today

    Or, print an offer certificate and visit a financial center

    1 Free standard wallet checks or 25% discount on other styles.
    2 Free in the U.S. 1% international service assessment fee applies outside the U.S.
    3 Monthly service charge will be rebated if you have one direct deposit per monthly statement cycle.
    4 Monthly service charge will be rebated if you have one direct deposit and at least 15 customer-initiated account withdrawals (for example, checks, ATM withdrawals, and debit card transactions) per monthly statement cycle.
    5 Monthly service charge will be rebated if you have $5000 in combined deposit balances (Checking, Savings, bank IRA, CDs). Balances are determined on the closing date of the accounts statement cycle.
    6 $2 per month for mailed image statements or $3 per month for conventional statements.

    *Offer expires Dec. 31, 2013. To receive your bonus, you must open the checking account online at ftb.com/mobilebank and ensure the code FL13CK appears in the online application where "Offer/Promo code" is requested, or open your account and present a copy of the offer at a financial center. You must have an opening deposit of at least $300, have at least one direct deposit post to your account within 60 days of opening, log into Mobile Banking at least one time within the first 60 days, and have proof of residence in one of the following states: Tennessee, Mississippi, Virginia, Georgia, North Carolina, Arkansas, Alabama. Opening deposit cannot be transferred from existing First Tennessee accounts. The $150 bonus will be credited to your account within 6 weeks of meeting all requirements and will be reported as income on Form 1099-INT. Limit one bonus per household. Cannot be combined with other checking offers. This offer is for new checking households only, or for households who have not had an open First Tennessee checking account for at least 12 months. Customer agrees to maintain account in good standing for a minimum of six months. As of 10/16/13, the Annual Percentage Yield (APY) for Premier Checking was: 0.01% for balances of $0-$4,999 and 0.02% for balances of $5,000 and greater. APY is variable and subject to change without notice. Fees may reduce earnings. Account openings are subject to bank approval and may be declined based on state of residence or other factors.

Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. Logo_Equal_Housing_LG Equal Housing Lender.