NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Account Name FDIC Deposit Insurance Coverage
Business Analysis Fully insured, without limit through 12/31/2012.
Concentration Zero Balance Fully insured, without limit through 12/31/2012.
Controlled Disbursement Fully insured, without limit through 12/31/2012.
BizEssentials Checking Fully insured, without limit through 12/31/2012.
Business Money Market - NOW Insured up to $250,000.
Priority Business Checking Fully insured, without limit through 12/31/2012.
US Government Fully insured, without limit through 12/31/2012.
Public Funds Fully insured, without limit through 12/31/2012.
Public Funds - NOW Insured up to $250,000; deposits maybe subject to applicable federal or state collateralization requirements.
Due to Banks Fully insured, without limit through 12/31/2012.
Attorney Trust (IOLTA) Fully insured, without limit through 12/31/2012.
BizEssentials Savings Insured up to $250,000.
Business Investment Account Collateralized by bank securities; not FDIC insured.
Non-Profit Checking Fully insured, without limit through 12/31/2012.
Non-Profit - NOW Insured up to $250,000.
 

 

Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. Logo_Equal_Housing_LG Equal Housing Lender.