Asset-Based Lending
Grow your business with financing that fits your goals.

First Tennessee Bank Business Credit Group is a leading provider of asset-based loans throughout the United States to companies with sales volumes in excess of $20,000,000 annually.

First Tennessee Bank Business Credit Group provides working capital to help grow your business by designing a company specific senior credit facility secured by specific assets of the company including accounts receivable, inventory and equipment. Maintaining the proper capital structure and integrity of each transaction is of utmost importance to providing the best solutions to your company.

Client Benefits

  • Finance partner that truly understands your business
  • Provides stability and predictive cash flows
  • Increased liquidity
  • Tailored financing structures
  • Full array of treasury management services
  • Online interface for client reporting


  • Lending Experience and Flexibility of our Team – First Tennessee Bank Business Credit has more than 50 members on our corporate lending team, many having more than 25 years of lending experience.
  • Stability – First Tennessee Bank celebrated its 150th birthday in 2015 and we are the 14th oldest bank in the country. This stability offers you peace of mind in knowing our roots run deep and we have developed the kind of superior service that stands the test of time.
  • Fast Approval Process – our approval process is efficient and timely. We do not operate in a loan committee environment and thus can move quickly in getting decisions made!

Types of Financing

  • Accounts Receivable Lines of Credit
  • Equipment Term Loans/Lines of Credit
  • Real Estate Term Loans

Target Industries

  • Manufacturing
  • Distribution
  • Wholesale
  • Consumer finance
  • Specialty finance
  • Auto finance
  • Factoring
  • Transportation (including trucking and marine)
  • Beverage
  • Energy

Target Loan Size: $5,000,000 and Up

Types of Transactions

  • Working capital
  • Growth opportunities
  • Leveraged buyouts
  • Mergers and acquisitions
  • Refinancing existing debt
  • Participations/syndications
  • ESOP’s
  • Recapitalizations

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