Education and Empowerment

Financial Empowerment is a Key to Success

Financial literacy is a skill that can transform lives and communities. First Tennessee invests in programs that teach financial education allowing individuals and small businesses to create solid foundations, achieve economic dignity and secure their financial futures.

First Tennessee partners with Operation HOPE to offer free financial empowerment workshops at HOPE Inside locations within our financial centers. The workshops help participants improve their credit scores and financial literacy.

2018 Financial Literacy Impacts

  • Over 8,000 new clients served in 2018 across 21 HOPE Inside locations
  • 1,360 clients still actively enrolled in services
  • 39-point average increase to client credit scores over an average of 5.4 months enrollment
  • 84 new small businesses created

Participation is free and open to anyone who is interested in learning:

  • How to improve a credit score
  • Budget techniques to get the most out of limited income
  • Ways to pay off debt and use credit wisely

Learn more about the workshops in your area.


Atina Labs, LLC - The Doors are Open

Charles D. Hill was encouraged by his wife to launch a business after he retired from Memphis Light Gas & Water after 20 years. As he began researching small businesses, he located the Operation HOPE Entrepreneurial Training Program, a partnership between Operation HOPE, COGIC Urban Initiatives, and First Tennessee Bank. Hill entered the 12-week program in February of 2018.

Atina Labs Grand Opening

(Left to Right) Bryce Stout, Entrepreneur Development Coordinator, Advance Memphis; Trudy Morrison, Operation HOPE Financial Well-being Coach; Robie Williams, President, Black Business Association; Charles Hill, President & CEO of Atina Labs; Keith Turbett, Community Development Manager First Tennessee Bank; Steve Swain, Director of Operation Hope Program for First Tennessee Bank

Hill recently opened the doors to Atina Labs. Hill’s goal is for Atina Labs to be the leader in the substance abuse screening industry in the Mid-South area. View Mr. Hill’s inspiring story.


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