• Personal Advantage Banking provides convenient access to the financial guidance you need.

The Right Checking Account to Fit Your Finances

With Personal AdvantageSM Banking, you get your choice of benefit-driven accounts that are designed to make your money work as hard as you.

Managed Asset Portfolio (MAP)

Provided by FTB Advisors, Inc., MAP offers the daily benefits of a relationship-based checking account while providing you convenient access to a fully-functioning brokerage account.

Product Features

  • A powerful sweep feature
  • Trading Online*
  • Investment research at no charge
  • Quicken® and Money downloads at no charge
  • Financial plan at no charge**
  • And more

Minimum Requirements

  • Minimum opening deposit of $10,000*** to your checking account

Premier Checking

Simplifies your financial life with premium benefits and powerful features.

Product Features

  • Free ATM use anywhere in the U.S.†
  • Two overdraft fees waived per year
  • A bonus rate on future CDs  
  • Tiered interest -- the higher your balance, the more you earn
  • And more

Minimum Requirements

  • Low minimum opening deposit
  • Minimum of $5,000 in combined monthly balances in all First Tennessee deposit accounts (checking, savings, bank IRAs, CDs). Otherwise, account fee is $9/month.

**Financial planning provided by First Tennessee Bank National Association.

***Service charge on checking of $25 per month will be waived if you maintain an average daily balance of $25,000 in MAP checking or a combined balance of $100,000 in MAP checking and MAP brokerage.

†When using ATMs outside the U.S., a 1% International Service Assessment Fee will apply.

For additional information, please refer to the Depositor Agreement and Disclosure Statement.

*FTB Advisors is the trade name for wealth management products and services provided by First Tennessee Bank National Association ("FTB") and its affiliates. Online and automated trading do not permit direct access to securities markets.  All orders are processed through FTB Advisors, Inc. System response and account access times vary due to a variety of factors, including trading volumes, market conditions, and system performance.

Insurance Products, Investments & Annuities:

  • Not A Deposit
  • Not Guaranteed By The Bank Or Its Affiliates
  • Not FDIC Insured
  • Not Insured By Any Federal Government Agency
  • May Go Down In Value

Insurance Products and Annuities:  May be purchased from any agent or company, and the customer's choice will not affect current or future credit decisions.

FTB Advisors is the trade name for wealth management products and services provided by First Tennessee Bank National Association ("FTB") and its affiliates. Financial planning and trust services provided by FTB.  Investment management services, investments and annuities available through FTB Advisors, Inc., member FINRA, SIPC, and a subsidiary of FTB.  Arkansas License # 416584. Insurance products available through FTB Advisors Insurance Services, Inc. ("FTBIS"), a subsidiary of FTB.  Arkansas License # 247414.  In some states, insurance products and annuities are provided by First Horizon Insurance Services, Inc. ("FHIS"), a Tennessee corporation, and a subsidiary of FTB. The principal place of business of FHIS is 165 Madison Ave., Memphis, TN  38103. California License # OD12174.  FTBIS, FTB Advisors, Inc., and FHIS may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from state insurance licensing requirements. FTB Advisors does not offer tax or legal advice. You should consult your personal tax and/or legal advisor concerning your individual situation.


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Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. Logo_Equal_Housing_LG Equal Housing Lender.