• First Tennessee's proven approach to your investments

Our investment process

Next Steps

The best approach to your investment future is one that starts with a thorough review of your needs, challenges, and goals. With First Tennessee Advisory Services, Inc. that's the starting point for our process and the foundation for everything we do.

STEP 1 - Identify objectives and goals
The Investment Adviser Representative (IAR) will help you define your tolerance for risk, time frame for your investments, and outlook for future financial needs.

STEP 2 - Determine asset allocation policy
The weighting of the various asset categories that make up a portfolio is one of the most important factors in the successful implementation of any investment strategy. However, asset allocation involves more than just calculating the right blend of stocks, bonds, and cash in a portfolio. The money manager will help balance this mix with changing market conditions and make sure it stays in line with your investment objectives.

STEP 3 - Recommend asset managers and implement strategy
Before any investment is selected for your portfolio, it is put through a rigorous due diligence process. The process is designed to identify the right investments to implement your strategy. Moreover, with a broad universe of investments to choose from, an optimally diversified portfolio can be built.* This open architecture platform provides your IAR with the freedom to choose the best solutions available to suit your needs.

STEP 4 - Ongoing portfolio management
To make sure the portfolio stays on track to meet your stated objectives, progress is monitored by your investment adviser representative on an ongoing basis. Market conditions, contributions to the account, and other factors may cause the allocations to fall outside the targets originally set for the portfolio. If this happens, the portfolio may be rebalanced to bring allocations back within the desired range. In addition, ongoing changes to the mix of investments will be made based upon the latest research and information available during the investment selection process.

* Diversification does not ensure profit or guarantee against loss.

Investments

  • Not A Deposit
  • Not Guaranteed By The Bank Or Its Affiliates
  • Not FDIC Insured
  • Not Insured By Any Federal Government Agency
  • May Go Down In Value

Investment management services are available through First Tennessee Advisory Services, Inc. (FTAS). Brokerage services are provided by First Tennessee Brokerage, Inc. (FTBR). Member FINRA, SIPC. FTAS and FTBR are wholly owned subsidiaries of First Tennessee Bank National Association. First Tennessee does not offer tax or legal advice. You should consult your personal tax and/or legal advisor concerning your individual situation.

©2013 First Tennessee Bank National Association. www.firsttennessee.com

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Insurance Products, Investments & Annuities: Not A Deposit | Not Guaranteed By The Bank Or Its Affiliates | Not FDIC Insured | Not Insured By Any Federal Government Agency | May Go Down In Value
Insurance Products and Annuities:  May be purchased from any agent or company, and the customer’s choice will not affect current or future credit decisions.
 

FTB Advisors is the trade name for wealth management products and services provided by First Tennessee Bank National Association (FTB) and its affiliates.  Financial planning and trust services provided by FTB. Investment management services, investments and annuities provided by FTB Advisors, Inc. member FINRA, SIPC and a subsidiary of FTB.  Insurance products provided by FTB Advisors Insurance Services, Inc. (FTBIS). In some states, insurance products and annuities are provided by First Horizon Insurance Services, Inc. (FHIS), a Tennessee corporation and a subsidiary of FTB, CA License #OD12174. The principal place of business of FHIS is 165 Madison Ave., Memphis,TN. 38103. 

FTB Advisors, Inc., FTBIS and FHIS may offer annuities or transact insurance business only in states where they are licensed or where they are exempted from state insurance licensing requirements.  FTB Advisors does not offer tax or legal advice.  You should consult your personal tax and/or legal advisor concerning your individual situation.

©2013 First Tennessee Bank National Association. www.firsttennessee.com