• HELOC_Q3_2013

Home Equity Loan

Use your home's equity to finance large projects, to consolidate debt*, or for a large payment such as tuition with a Home Equity Loan — at a lower interest rate than most revolving credit options.

With the advantage of predictable monthly payments and the convenience of a lump-sum disbursement, a fixed equity loan may be right for you if you have a one-time need for a specific loan amount.

Product Features

  • Low fixed interest rate
  • A variety of home equity loan terms

Product Benefits

  • Interest may be tax deductible**
  • Fixed monthly payments
  • May be able to borrow up to 90% of your home's value
  • Immediate funds in one convenient check
  • Optional automatic draft payments from your checking account

Other Resources

See Terms and Conditions  

* Before consolidating debt, you should consider all factors including the costs of refinancing compared to the benefits.

**Consult your tax advisor about interest deductibility. Interest may not be deductible for loans with LTV greater than 100%.

†† Limit one gift card bonus per household. To receive $200 in Visa Gift cards, you must apply between April 1, 2014 and June 30, 2014, mention this offer, and open a First Tennessee real estate secured loan or home equity line of credit (geographic and product restrictions apply.) The offer does not apply to loans originated by Quicken® Loans®. The Visa Gift cards will be mailed to you approximately four weeks after you've closed on your loan. Visa is not a sponsor of this promotion. The Visa Gift card is a prepaid card welcome anywhere in the U.S. Visa Debit cards are accepted.

FSR: Please use promo code HCL200 for the $200 Visa Gift Card promotion. Enter the InStep number into the Coupon Redemption system after closing.

All loans subject to credit and collateral approval. Geographic restrictions apply.


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Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. Equal Housing Lender Equal Housing Lender.
All loans subject to credit approval.