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Looking for a great way to save? Shop our rates.

Next Steps

Compare Rates for Savings and CDs

We understand getting a high interest rate is important. Use the chart below to get up-to-date First Tennessee rate information for all of our Savings accounts and Certificate of Deposit (CDs). Plus, our savings accounts and CDs are FDIC insured, so in addition to earning high yields, you'll know your money is safe and secure.

Savings rates

Type Balance APY* Next steps
Money Market Savings $0 – $9,999 0.01% Apply Now
$10,000 – $24,999 0.02%  
$25,000 – 49,999 0.03%  
$50,000 – $99,999 0.04%  
$100,000+ 0.05%  
Traditional Savings Quarterly maintenance fee if daily balance falls below $250 0.02% Apply Now

Please note that if you have Premier Plus, you are eligible for a special rate bonus on your Money Market Savings account (currently 0.05%). The rate bonus can not be applied to accounts opened online. See details and terms & conditions.

CD rates

Type Term APY** Next Steps
Regular 30 Days 0.02% Apply Now
60 Days 0.02%  
90 Days 0.02%  
180 Days 0.06%  
270 Days 0.06%  
12 Months 0.10%  
24 Months 0.15%  
36 Months 0.30%  
48 Months 0.40%  
60 Months 0.55%  
Add-On CD
less than $25,000
180 Days 0.02% Apply Now
Add-On Deposit
more than $25,000
180 Days 0.06% Apply Now
Rate-Climber 12 Months 0.06% Call 888-354-1340

Please note that if you have a First Tennessee checking account, you are eligible for a special rate bonus of 0.15% on any new Certificate of Deposit with a term of 12-months or more. The rate bonus can not be applied to CDs opened online. See details and terms & conditions.

For additional information, please refer to the Depositor Agreement and Disclosure Statement.

*Annual Percentage Yields (APY) are as of 04/01/2014, and are variable and subject to change. Fees may reduce earnings. Minimum opening deposit varies by market. Federal law requires that we convert a savings account to a checking account if you exceed six preauthorized or automatic debits or withdrawals per month, including transactions by check or similar order payable to a third party.

**Annual Percentage Yields (APY) are as of 04/01/2014, and are variable and subject to change. Penalty for early withdrawal. Minimum opening deposit varies by market.

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Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. First Tennessee Bank National Association, and its banking division, Peoples Bank, are the same FDIC-insured institution. Deposits held under each trade name are not separately insured, but are combined to determine whether a depositor owner has exceeded the $250,000 FDIC insurance limit. All First Tennessee non-interest bearing checking accounts are fully guaranteed by the FDIC through December 31, 2012.