• The more you save – the more you earn

Money Market Savings

Earn more as you save more with a tiered-interest Money Market Savings account. Using scheduled transfers you can maximize your savings and watch your balance grow exponentially.

Plus, accessing your funds is as easy as writing a check or using your First Tennessee ATM Card when you link your savings and checking accounts.

Minimum Opening Deposit

  • Varies by market

Product Features

  • No monthly service charge if required checking account or balance is maintained.
  • Tiered interest at money market rates based on your daily balance
  • Interest compounded and credited monthly
  • Automatic savings with regular transfers from your checking account
  • Account can be linked to a First Tennessee checking account to provide 24-hour access to funds through the ATM
  • FDIC guaranteed up to $250,000
  • Link to checking for overdraft protection

Product Benefits

  • Access to funds by ATM or check*
  • Monthly statements
  • Accessible via Online Banking
  • Convenient Automatic Savings Service with recurring transfers between accounts via Banking Online
Balance APY** APY with Premier Plus***
$0 – $9,999 0.01% 0.06%
$10,000 – $24,999 0.02% 0.07%
$25,000 – 49,999 0.03% 0.08%
$50,000 – $99,999 0.04% 0.09%
$100,000+ 0.05% 0.10%
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Fees: No fee for Money Market Savings if account holder also has a qualifying checking account, or if total combined balance in First Tennessee accounts is at least $5,000. Otherwise, a $9.00 monthly fee will be assessed.

For additional information on service fees that may apply to this account, please visit our Account and Service Fee Summary page.

For additional information on service fees that may apply to this account, please visit our Account and Service Fee Summary page.

The account balance determines the Annual Percentage Yield (APY) paid for all funds in the account.

For additional information, please refer to the Depositor Agreement and Disclosure Statement.

*Federal law requires that we convert a savings account to a checking account if you exceed six preauthorized or automatic debits or withdrawals per month, including transactions by check or similar order payable to a third party.

**Standard Annual Percentage Yields (APY) are as of 5/01/2014 and are subject to change without notice. Fees may reduce earnings.

***These APYs are as of 5/01/2014 and include a .05% rate bonus on Money Market Savings for Premier Plus customers. 0.05% rate bonus is current as of 5/01/2014, and is subject to change at any time without notice. Rate bonus will be added to the standard variable interest rate in effect for your balance level on any given day. The standard APY for Money Market Savings is variable and subject to change. Your APY can also vary depending on balance. Cannot be combined with any other offer or promotion. Rate bonus can only be applied to a First Tennessee Money Market Savings account having the same owner(s) as the Premier Checking account.

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Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. Logo_Equal_Housing_LG Equal Housing Lender.