• The more you save – the more you earn

Money Market Savings

Earn more as you save more with a tiered-interest Money Market Savings account. Using scheduled transfers you can maximize your savings and watch your balance grow exponentially.

Plus, accessing your funds is as easy as writing a check or using your First Tennessee ATM Card when you link your savings and checking accounts.

Product Features

  • $50 minimum opening deposit
  • No monthly service charge if account holder also has a qualifying checking account, or if total combined balance in First Tennessee accounts is at least $5,000. Otherwise, a $9.00 monthly fee will be assessed. For additional information on service fees that may apply to this account, please visit our Account and Service Fee Summary page.
  • Tiered interest at money market rates based on your daily balance
  • Interest compounded and credited monthly
  • Automatic savings with regular transfers from your checking account
  • Account can be linked to a First Tennessee checking account to provide 24-hour access to funds through the ATM
  • FDIC guaranteed up to $250,000
  • Link to checking for overdraft protection

Product Benefits

  • Access to funds by ATM or check*
  • Monthly statements when there are ATM or electronic transactions. Otherwise, quarterly.
  • Accessible via Digital Banking
  • Convenient Automatic Savings Service with recurring transfers between accounts via Digital Banking
BalanceAPY**APY with Premier Plus***
$0 – $9,9990.01%0.06%
$10,000 – $24,9990.01%0.06%
$25,000 – 49,9990.02%0.07%
$50,000 – $99,9990.02%0.07%
 Apply NowLearn More

For additional information on service fees that may apply to this account, please visit our Account and Service Fee Summary page.

The account balance determines the Annual Percentage Yield (APY) paid for all funds in the account.

For additional information, please refer to the Depositor Agreement and Disclosure Statement.

*Federal law requires that we convert a savings account to a checking account if you exceed six preauthorized or automatic debits or withdrawals per month, including transactions by check or similar order payable to a third party.

**Standard Annual Percentage Yields (APY) are as of 2/11/15. APYs listed are for accounts opened in the Memphis area and can vary in other markets. APY is variable and subject to change without notice. Fees may reduce earnings.

***These APYs are as of 2/11/15 and include a .05% rate bonus on Money Market Savings for Premier Plus customers. 0.05% rate bonus is current as of 2/11/15, and is subject to change at any time without notice. Rate bonus will be added to the standard variable interest rate in effect for your balance level on any given day. The standard APY for Money Market Savings is variable and subject to change. Your APY can also vary depending on balance. Cannot be combined with any other offer or promotion. Rate bonus can only be applied to a First Tennessee Money Market Savings account having the same owner(s) as the Premier Checking account.


  • BBB Campaign ad 1
    Protect your account from overdrafts.

Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. Logo_Equal_Housing_LG Equal Housing Lender.