• The flexible CD that lets you keep on contributing

Add-On CD

Build your nest egg a little at a time with an unlimited number of deposits to your Add-On CD. Competitive interest rates and 1 penalty-free withdrawal every 6 months make this a wise choice for your mid-range savings goals.

Product Features

  • Low minimum initial deposit
  • Add to your CD almost any time with as little as $25 via one-time deposit or automatic transfers from a First Tennessee checking or money market savings account
  • One penalty-free withdrawal every six months
  • Interest added to your CD or transferred to your checking or savings account
  • Semi-annual maturity notices
  • Automatic renewal every 6 months
  • FDIC guaranteed up to $250,000

Product Benefits

  • Higher interest than a savings account
  • Convenient Automatic Savings Service with recurring transfers between accounts via Banking Online
Balance: APY*
Less than $25,000 0.02%
$25,000 or more 0.06%

Early withdrawal: One penalty-free early withdrawal every six months; 90 days interest on other early withdrawals

*Annual Percentage Yield (APY) effective March 27, 2013 and subject to change. Penalty for early withdrawal. APYs listed are for CDs opened online or by calling Call 888-354-1340.

For additional information, please refer to the Depositor Agreement and Disclosure Statement.


  • Get a head start on savings with First Tennessee's Automatic Savings Service

Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. Logo_Equal_Housing_LG Equal Housing Lender.