• The flexible CD that lets you keep on contributing

Add-On CD

Build your nest egg a little at a time with an unlimited number of deposits to your Add-On CD. Competitive interest rates and 1 penalty-free withdrawal every 6 months make this a wise choice for your mid-range savings goals.

Product Features

  • $500 minimum opening deposit
  • Add to your CD almost any time with as little as $25 via one-time deposit or automatic transfers from a First Tennessee checking or money market savings account
  • One penalty-free withdrawal every six months
  • Interest added to your CD or transferred to your checking or savings account
  • Semi-annual maturity notices
  • Automatic renewal every 6 months
  • FDIC guaranteed up to $250,000

Product Benefits

  • Higher interest than a savings account
  • Convenient Automatic Savings Service with recurring transfers between accounts via Banking Online
Less than $25,0000.02%
$25,000 or more0.06%

Early withdrawal: One penalty-free early withdrawal every six months; 90 days interest on other early withdrawals

*Annual Percentage Yield (APY) is effective 1/27/15 and is subject to change. Penalty for early withdrawal. APYs listed are for CDs opened online or in the Memphis market. APYs may vary in other markets.

For additional information, please refer to the Depositor Agreement and Disclosure Statement.


  • Get a head start on savings with First Tennessee's Automatic Savings Service

Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. Logo_Equal_Housing_LG Equal Housing Lender.