The entire available credit limit on your First Tennessee credit card may be used for overdraft protection. Specifically, each day that items post and overdraw your checking account, a cash advance is made equal to the amount needed to cover any overdraft items. A once-per-day $15 overdraft transfer fee is assessed to your checking account each time that a cash advance is made from your credit card. This fee will not be charged if the overdrawn amount on any one day is $5 or less.
What you need to know
Overdraft protection transactions using your First Tennessee credit card account will be subject to the terms of your Cardholder Agreement (including terms governing accrual of interest on cash advances) and Overdraft Services Agreement with First Tennessee. When you receive your credit card statement, the cash advance will appear in your outstanding balance.
How to initiate the link
To link your existing First Tennessee credit card, or to apply for a card, see a Financial Services Representative or call us toll-free at 800-234-2840. Credit cards are subject to credit approval.