With the Visa Signature® card from First Tennessee, you get something back every time you use it. From signature travel destinations to signature experiences, it’s the card that offers you a world of possibilities.
Our Visa Signature card offers a low 0% APR intro rate, then adjusts to a variable 5.50% – 13.50% APR for purchases and balance transfers, and a variable rate of 15% for cash advances.
- Earn one point for every dollar in net purchases on your card
- Choose from a variety of redemption options, including:
- Travel and travel experiences
- Cash back rewards
- Charity donations
- No Blackout dates – travel anytime, anywhere
- Link to checking for overdraft protection
- Access to Visa Signature Concierge 24/7 personalized services**
- It's easy to redeem points online at FTBSignatureRewards.com or by phone at 888-216-2896
- No balance transfer fees
- No foreign conversion fees
- $250,000 travel accident insurance
- Auto rental insurance
- Emergency card replacement
- Warranty Manager Service
- Free year-end summary statement
- Travel & Emergency Assistance
- Worldwide acceptance
- 24-hour account access through ATMs
- View Visa Signature® Guidelines for redemption information
- 0% Intro Rate for 6 months on purchases, balance transfers, and cash advances
- After intro period, variable annual percentage rates for purchases and balance transfers is currently 5.50% - 13.50%, and 15.00% for cash advances
- Annual Fee: $75 (waived first year)
- Cash Advance Fee: 3% of each new Cash Advance but the fee will not be less than $10 per transaction
- Late Payment Fee: Up to $35
- Over Limit Fee: $0
- Balance Transfer Fee: $0
- Return Payment Fee: Up to $35
*Subject to credit approval. Geographic restrictions apply.
**Go to visa.com/signature or call 800-985-7392; outside the U.S., call collect 630-350-4551.