• Earn travel points with every purchase

FIRST TravelSM Visa® Platinum

*Please note that FIRST Travel Platinum Visa is no longer being sold; the information on this page applies to existing cardholders only.*

Your security is very important to us. Please see our Protection Against Unauthorized Charges for information on our 24-hour fraud detection system and contact information.

Product Features

  • Earn one travel point for every dollar in net purchases on your card
  • Choose from a variety of travel redemption options, including airline tickets, cruises, and vacation packages
  • Interest-free grace period for at least 24 days for repayment of purchase balance if entire statement balance is paid in full each month (no grace period for cash advances)
  • No Blackout dates – travel anytime, anywhere
  • Link to checking for overdraft protection

Account Benefits

  • It's easy to redeem travel points and book your reservations online
  • Dedicated FIRST Travel consultants can also help you make your travel arrangements quickly and easily by calling (800) 999-0311.
  • Competitive redemption levels help you earn travel rewards quickly
  • Auto rental insurance
  • $1,000,000 travel accident insurance
  • Free year-end summary statement
  • Warranty Manager Service
  • Travel & Emergency Assistance
  • Worldwide acceptance
  • Toll-free customer assistance at 800-234-2840 or via e-mail
  • 24-hour account access through ATMs
  • View FIRST Travel Guidelines for redemption information
  • Option to gift travel points to other First TRAVEL customers

Interest Rates

See Terms and Conditions

  • Annual Percentage Rate for Purchases, Balance Transfers and Cash Advances is currently 12.15%
  • Minimum Interest Charge: If you are charged interest, the charge will be no less than $.50


See Terms and Conditions

  • Annual Fee: $0
  • Cash Advance Fee: 3% of each new Cash Advance but the fee will not be less than $10 per transaction
  • Late Payment Fee: Up to $35
  • Over Limit Fee: $0
  • Foreign Currency Conversion Fee: 3% of each transaction converted to U.S. dollars
  • Balance Transfer Fee: *$0
  • Return Payment Fee: Up to $35

Other Resources

*Subject to credit approval. Geographic restrictions apply.


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Federal Deposit Insurance Corporation   Financial products and services are provided by First Tennessee Bank National Association. Member FDIC. Equal Opportunity Lender.
All loans subject to credit approval.