First Travel SM Program Guidelines*

POINTS: (1) Earn 1 travel point for every dollar in net purchases. (2) A maximum of 100,000 points may be accumulated per year. (3) Points earned expire 3 years from the end of the calendar year in which they were earned. (4) FIRST Travel points are non-transferable to any other frequent flyer program. (5) Cash Advances, convenience checks, balance transfers, and debit transactions do not qualify for points.

REDEMPTIONS: (1) Account must be open, active and not in default status according to the terms of your Cardholder Agreement to redeem points. (2) Must have at least 25,000 points available on account to request redemptions. (3) 25,000 point level equals redemption values of $50-$300; 35,000 point level equals redemption values of $300.01-$400; 60,000 point level equals redemption values of $400.01-$700; 100,000 point level equals redemption values of $700.01-$1,000; other destinations and packages will be determined at the time of redemption. (4) If the ticket value exceeds the point redemption level, you may pay the difference using your FIRST Travel card or redeem the equivalent value in travel points.(5) During 12/15 thru 12/31, cruise and/or vacation packages may not be available as a redemption alternative. (6) Redemptions can be made up to 11 months in advance.

TICKETS and OTHER TRAVEL SERVICES: (1) There are no black-out dates. (2) To receive the best ticket price available, most airlines request at least a 14 day advance purchase with a Saturday night stay. (3) All tickets are subject to availability. (4) Tickets and other travel services purchased through redemption are non-refundable.

FEES: (1) Cardholders are responsible for all change fees and penalties associated with ticket and other travel service modifications. (2) Travel Agency will charge you fees (for which we will not reimburse you) for transactions that you conduct through the Agency, whether or not you are redeeming FIRST Travel points. (3) You may not use FIRST Travel points to pay the Agency's fee. (4) Cardholders are responsible for any ancillary charges assessed by airlines, such as baggage fees, upgrades and other services.

*FIRST Travel program guidelines may change at any time without prior notice.

To redeem points, click here.

FIRST Travel Point Redemption Terms
Destination ExamplesPoint LevelRedemption Values Up To
48 Contiguous States25,000$300
Bahamas, Canada, Caribbean, Mexico35,000$400
Alaska, Bermuda, Hawaii, Eastern & Western Europe, Central & South America, Asia60,000$700
Australia, New Zealand, India100,000$1,000
All Other Destinations and Packagesdetermined at redemptiondetermined at redemption

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