• Your key to a distinguished level of banking

Premier Checking

Premier Checking simplifies your financial life with premium benefits and powerful features, such as free ATM use, free Mobile Deposit,two non-sufficient fund fees waived annually, and tiered interest.

Minimum Requirements

  • Low minimum opening deposit
  • Minimum of $5,000 in combined monthly balances in all First Tennessee deposit accounts (checking, savings, bank IRAs, CDs). Otherwise, account fee is $9/month.

Product Features

Product Benefits:

For additional information on service fees that may apply to this account, please view and print our Account Service Fee Guide.

There may be charges by your cellular provider associated with data usage on your phone. Check with your wireless phone carrier for more information.

*When using ATMs outside the U.S., a 1% International Service Assessment Fee will apply.

**A $35 fee may be assessed, limited to four per day, for paying overdrafts that result in an overdrawn balance of $5 or more. Also, a $25 fee is charged on the 15th and 35th day that an account remains continuously overdrawn. Fees may be imposed for covering items created by check, in-person withdrawal, ATM withdrawal or other electronic means. When your account is overdrawn, you are obligated to bring it to a positive balance immediately. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.

For additional information, please refer to the Depositor Agreement and Disclosure Statement.

  • BANKING PRODUCTS

  • Protect your account from overdrafts
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Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. First Tennessee Bank National Association, and its banking division, Peoples Bank, are the same FDIC-insured institution. Deposits held under each trade name are not separately insured, but are combined to determine whether a depositor owner has exceeded the $250,000 FDIC insurance limit. All First Tennessee non-interest bearing checking accounts are fully guaranteed by the FDIC through December 31, 2012.