• Say hello to simplicity with Classic Checking

Classic Checking

This account has all the basics you need for day-to-day banking, with a low monthly service charge. It's loaded with lots of features, and there is no minimum balance requirement.

Product Features

  • Low minimum opening deposit
  • $8 monthly service charge
  • No minimum balance requirement
  • Unlimited free First Tennessee ATM usage
  • Specialty checking option including Big Orange, Grizzlies, or Tiger Checking
  • Unlimited teller visits
  • Several options for smart overdraft protection

Product Benefits

  • Free standard First Tennessee Visa® debit card with First Tennessee Cash Rewards
  • First Tennessee Visa debit card is compatible with Apple Pay® for convenient purchases with an iPhone® 6 and Apple Watch®
  • Free Banking Online
  • Adding Bill Pay Online is also free
  • Free Monthly Statements Online
  • Direct Deposit
  • CD Rate Bonus on Regular CDs
  • Unlimited automated access to account information from any phone 24 hours a day, 7 days a week at 800-382-5465
  • QuickStatements – get your account balance and your last 10 transactions at the ATM
  • Fully insured by the FDIC

For additional information on service fees that may apply to this account, please view and print our Account Service Fee Guide.

For additional information, please refer to the Depositor Agreement and Disclosure Statement

Apple, the Apple logo, iPhone, and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.


  • UM Debit Ad1
    Understanding Credit 2

Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. First Tennessee Bank National Association, and its banking division, Peoples Bank, are the same FDIC-insured institution. Deposits held under each trade name are not separately insured, but are combined to determine whether a depositor owner has exceeded the $250,000 FDIC insurance limit. All First Tennessee non-interest bearing checking accounts are fully guaranteed by the FDIC through December 31, 2012.