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First Tennessee Cash Rewards ®

First Tennessee Cash Rewards® is a free program for First Tennessee debit and credit cardholders that gives you cash back* when you shop at participating retailers. The best part is, as a cardholder, you’re automatically enrolled** and ready to start earning rewards. Just use your qualifying First Tennessee debit card or credit card*** at participating retailers and put Cash Rewards to work for you.

How It Works:

Remember, you’re already enrolled. That means you can start taking advantage of cash back offers from participating in-store and online retailers right now.  Because each card receives specific offers, you will receive weekly emails with new offers for each per card unless otherwise specified in your communication preferences. Log in to Digital Banking or Mobile Banking, and select the Cash Rewards tab to view your offers and start redeeming today.

Not enrolled in Digital Banking yet? Visit ftb.com/enroll.

Business Cardholders: If you have a First CheckSM Business Visa® Card or Visa® Small Business Card you will automatically receive your weekly offers at the email address we have on file for you. If you are not receiving these offers or would like to make sure we have the correct email address on file, call The Business Service Center at 888-382-4968.


Rewards vary by merchant, but you can earn up to 10% cash back on your purchases. In addition, cash back offers are personalized just for you and will vary per card based on the places you already love to shop. To maximize your cash back, be sure to use your First Tennessee card every time you shop. It's that easy and we think you're really going to love it!

Terms and Conditions  

*Cash back is credited to the associated credit or checking account.

**Cardholders may opt-out of First Tennessee Cash Rewards at anytime by clicking here

***First Tennessee Visa® Debit Card, Platinum Premier® Visa®, Visa® Classic, First CheckSM Visa® Business Card, and Visa® Small Business Card are eligible for Cash Rewards.

Please note that customers residing in California, Illinois, North Dakota and Vermont are not eligible for First Tennessee Cash Rewards.


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