Credit for life's everyday financial moments

When you need credit* for any of life’s money moments, First Tennessee makes it simple with a streamlined application process and knowledgeable people who can quickly answer your questions.

Choose your product and apply online now.

Visa Signature®
  • Introductory rate of 0% for 12 months, followed by variable APRs currently 7.75%-18.00% on purchases and balance transfers
  • Variable APR on cash advances – currently 19.50%
  • Earn one point for every dollar in net purchases on your card.  Choose from reward options including travel, merchandise, and cash back.**  Rewards start at just 5,000 points.
  • No balance transfer fees
  • Annual fee of $75 is waived the first year
  • Credit lines starting at $5,000
  • Can be linked to checking for overdraft protection
  • See Terms and Conditions
Learn More »Apply Now
Visa® Classic®
Learn More »Apply Now
Platinum Premier® Visa®
  • Introductory rate of 0% for 12 months, followed by variable APRs currently 8.50%-18.75% on purchases and balance transfers
  • Variable APR on cash advances – currently 19.50%
  • No balance transfer fees
  • No annual fee
  • Credit lines starting at $5,000
  • Auto enrollment in First Tennessee Cash Rewards® 
  • Can be linked to checking for overdraft protection
  • See Terms and Conditions
Learn More »Apply Now
Credit Limit Increase

If you’re already enrolled in Banking Online, you can apply online for a credit increase on your existing credit card.

Apply Now
Balance Transfer Request

If you are already enrolled in Banking Online, you can request a balance transfer to your existing credit card account.

Get Started

* Subject to credit approval. Geographic restrictions apply.

** Cash back is in the form of a statement credit 

Balance transfers under this Agreement must be requested by you, via our customer service center or website, to transfer all or part of your balance with another creditor.  

  • Rather speak with someone?

    Call our Credit Card Specialists at (800) 234-2840

    Compare features and benefits of each credit card to choose the one that meets your needs.
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Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. Logo_Equal_Housing_LG Equal Housing Lender.