Get a $100 bonus when you open a checking account with direct deposit*

We offer a variety of checking choices, so you can find the account that fits your life. Choose an account below and apply online today.

And with more than 170 financial centers statewide, we offer the ultimate in banking convenience. There's a reason our customers love banking with us!

It takes less than 15 minutes to apply online and get approval.

Classic Checking
Basic checking and a low monthly service charge, with features like:
Select Checking
Everyday extras to make account management a breeze, with features like:
Express Checking
Hassle-free checking and account access from anywhere, with features like:
Premier Checking
Add some freedom to your financial life with premium features like:


Your information is safe with us — our secure site has
128-bit key SSL encryption.

*Offer expires March 31, 2013. To receive your $100 bonus, open your checking account online by starting from this page and using promo code FALL12, or open your checking account at a financial center and present an offer certificate. You must have an opening deposit of at least $300, and at least one direct deposit must post to your account within 60 days of account opening. Opening deposit cannot be transferred from existing First Tennessee accounts. The $100 bonus will be credited to your account within 6 weeks of completing the requirements and will be reported as income on Form 1099-INT. Limit one bonus per household. Cannot be combined with other checking offers. This offer is for new checking households only, or for households who have not had an open First Tennessee consumer checking account for at least 12 months. Customer agrees to maintain account in good standing for a minimum of six months. As of 9/26/2012, the Annual Percentage Yield (APY) for Premier Checking was: 0.02% for balances of $0-$4,999 and 0.05% for balances of $5,000 and greater. APY is variable and subject to change without notice. Fees may reduce earnings. Account openings are subject to bank approval, and restrictions may apply to state of residence..

**When using ATMs outside the U.S., a 1% International Service Assessment Fee will apply.

  • We Love Our Customers


    Contact one of our Online Sales Specialists

    Greg Marshall

    Greg Marshall:
    (800) 615-1933 or

    Whitney Moore

    Whitney Moore:
    (800) 615-1933 or

    Compare features and benefits of each checking account to choose the one that meets your needs.
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    Our Customers Love Us

    J Barry  

    "I love Premier Checking because of the fact that I get free ATM use all over the country."
    -Barry J.***

Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. Logo_Equal_Housing_LG Equal Housing Lender.