Now's the time to get a new checking account. That's because you can earn a $150 bonus when you open an account and have direct deposit. (See offer details below.*) Applying online is simple, secure and fast, or you can open your account at any convenient financial center.
Plus, every account comes with free Mobile** and Online Banking so you can keep track wherever, whenever.
Take a look at the options below for specific account features and fee information.
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*Offer expires 12/31/2015. Offer is non‐transferable. To receive bonus, you must open the checking account
online starting at this page (www.ftb.com/atm150) and ensure the code MGR150 appears in the online
application where "Offer/Promo code" is requested, or open your personal checking account at a financial
center and present your offer receipt. You must have an opening deposit of at least $100, and at least one
direct must post to deposit your account within 60 days of account opening. Opening deposit cannot be
transferred from existing First Tennessee accounts. If you meet the stated requirements of this promotional
offer, the bonus will be credited to your account within 6 weeks of the first direct deposit and will be
reported as income on Form 1099‐INT. Limit one bonus per household. Cannot be combined with other
checking offers. This offer is for new checking households, or for households who have not had an open First
Tennessee consumer checking account in the previous 12 months. Customer agrees to maintain account in
good standing for a minimum of six months. As of 07/06/2015, the Annual Percentage Yield (APY) for Premier
Checking was: 0.01% for balances of $0‐$4,999 and 0.02% for balances of $5,000 and greater. APY is variable
and subject to change without notice. APYs are for accounts opened in the Memphis area and may vary in
other markets. Fees may reduce earnings. Account openings are subject to bank approval and may be
declined based on certain factors. Please visit a financial center or ftb.com to understand the monthly service
charges that are associated with various checking accounts, as well as ways that the monthly charges may be
**Mobile Deposit is subject to eligibility requirements. There may be charges by your cellular provider
associated with data usage on your phone. Check with your wireless phone carrier for more information.
***When using ATMs outside the U.S., a 1% International Service Assessment Fee will apply.
Watch how we make your life easier with Mobile and Online Banking Services.