Checking convenience - everyday

Open a checking account with direct deposit
and earn $150*

Now's the time to get a new checking account. That's because you can earn a $150 bonus when you open an account and have direct deposit. (See offer details below.*) Applying online is simple, secure and fast, or you can open your account at any convenient financial center.

Plus, every account comes with free Mobile** and Digital Banking so you can keep track wherever, whenever.

Take a look at the options below for specific account features and fee information.

Classic Checking
Basic checking and a low monthly service charge, with features like: Learn More »
Express Checking
Streamlined checking and account access from anywhere, with features like: Learn More »
Select Checking
Everyday extras to make account management a breeze, with features like: Learn More »
Premier Checking
Add some freedom to your financial life with premium features like: Learn More »

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*Offer expires 03/31/2017. Offer is non‐transferable. To receive bonus, you must open the checking account online starting at this page ( and ensure the code MGR150 appears in the online application where "Offer/Promo code" is requested, or open your personal checking account at a financial center and present your offer receipt. You must have an opening deposit of at least $100, and at least one direct must post to deposit your account within 60 days of account opening. Opening deposit cannot be transferred from existing First Tennessee accounts. If you meet the stated requirements of this promotional offer, the bonus will be credited to your account within 6 weeks of the first direct deposit and will be reported as income on Form 1099‐INT. Limit one bonus per household. Cannot be combined with other checking offers. This offer is for new checking households, or for households who have not had an open First Tennessee consumer checking account in the previous 12 months. Customer agrees to maintain account in good standing for a minimum of six months. As of 11/30/2016, the Annual Percentage Yield (APY) for Premier Checking was: 0.01% for balances of $0‐$4,999 and 0.02% for balances of $5,000 and greater. APY is variable and subject to change without notice. APYs are for accounts opened in the Memphis area and may vary in other markets. Fees may reduce earnings. Account openings are subject to bank approval and may be declined based on certain factors. Please visit a financial center or to understand the monthly service charges that are associated with various checking accounts, as well as ways that the monthly charges may be rebated.

**Mobile Deposit is subject to eligibility requirements. There may be charges by your cellular provider associated with data usage on your phone. Check with your wireless phone carrier for more information.

***When using ATMs outside the U.S., a 1% International Service Assessment Fee will apply.

Watch how we make your life easier with Mobile and Digital Banking Services.


Compare features and benefits of each checking account to choose the one that meets your needs.
Compare Now »



Give us a call, toll free, at
800-615-1933. We'll be happy to help.