• ACH Cash Concentration and Pre-Authorized Debits - header

ACH Cash Concentration and Pre-Authorized Debits

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Deposit (ACH) Cash Concentration is ideal for companies with multiple locations that use a local depository bank, but need to quickly concentrate receivables into one cash pool. First Tennessee's Touch Tone ACH system allows individual customer locations to report deposit activity through a toll-free touch tone system. ACH transactions are created to pull deposits from local banks into First Tennessee.

Additionally, the Pre-Authorized ACH Debits service enables you to directly debit your customers on a routine basis when they enroll with your company to approve such a payment method.

Product features

  • Provides multiple locations with a toll-free number to report daily deposits
  • ACH transactions are created easily with a simple phone call

Product benefits

  • Using either delivery or a combination of both creates a single cash pool for your use to reduce debt, invest, or use for other working capital needs.
  • Pre-Authorized ACH Debits service offers multiple transmission channels for delivery of data to bank.

On September 18, 2009, the National Automated Clearing House Association (NACHA) implemented an amendment to the NACHA Operating Rules that has the potential to impact many U.S. business that send or receive electronic payments through the Automated Clearing House (ACH) Network. Find out more

Additional information about ACH:



  • TREASURY MANAGEMENT PRODUCTS

  • Enable your customers to pay bills online or by phone

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