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Zero Balance Accounts

Next Steps

A Zero Balance Account allows you to concentrate deposits into a single account or fund multiple disbursing accounts from a single account. This account is ideal if you would like to keep separate accounting records for functions within your organization or if you would like to initiate your investments from a single account.

Product Features

  • Allows you to fund a single master account which in turn automatically funds several disbursement accounts.
  • You can also fund disbursement accounts to be concentrated into the single master account.
  • Our DDA operating system allows for the connection of multiple checking accounts you might have for various operating units.

Product Benefits

  • Increased efficiency – By completely automating the process of funds movement, Zero Balance Accounts make your company more efficient.
  • Enhanced flexibility – Account allows checks to be written and/or deposits made to any of the sub-accounts, offering more flexibility.


  • Automate payments with Controlled Disbursement.

Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. Logo_Equal_Housing_LG Equal Housing Lender.