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ACH Positive Pay

Monitor your ACH debit activity online with additional protection from fraudulent entries - and without the tedious task of reviewing every item.

A simple, three-step process

  1. ACH debits to your account are first compared to existing authorizations you previously set up.
  2. Items matching the criteria you establish will be released for payment.
  3. Any exception, or ACH debit without a prior authorization on file, will be available for your online review and decision.


Improved control and security

  • Enables you to make immediate pay/no pay decisions on potentially fraudulent items
  • Enjoy easy access to the service through our secure Business Banking Online application

Lower costs and increased efficiency

  • Considerably reduce fraud exposure and potential losses associated with electronic payment fraud
  • Save time by reviewing items before they have been processed in the banking system

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    Enable your customers to pay bills online or by phone

Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. Logo_Equal_Housing_LG Equal Housing Lender.