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Key Person Life Insurance

Next Steps

  • Call 800-960-7914

Key Person Life Insurance helps indemnify a business against the loss of a key employee, such as a CEO, CMO, or CFO, resulting from death. Your company purchases the life insurance policy, owns the policy, pays the premium, and is the beneficiary. Benefits are available to sustain your business during an unforeseen transition period and find the employee's replacement.

Product Benefits

  • Helps cover the loss of talent provided by a key executive
  • Cash value of the policy is considered a business asset
  • Cash value grows tax-deferred and can be accessed by the business
  • Your business can cover as many executives as is necessary

Insurance Products

  • Not A Deposit  
  • Not Guaranteed By The Bank Or Its Affiliates  
  • Not FDIC Insured  
  • Not Insured By Any Federal Government Agency  
  • May Go Down In Value  
  • May Be Purchased From Any Agent or Company and the Customer's Choice
    Will Not Affect Current or Future Credit Decisions

Personal and business insurance products are available through First Horizon Insurance Services, Inc. (FHIS), a subsidiary of First Tennessee Bank National Association (FTB). CA License #OD12174. In Tennessee and Mississippi, personal and business insurance products are available through First Tennessee Insurance Services, Inc. (FTIS), a subsidiary of FTB. FTIS and FHIS may transact insurance business only in the states where they are licensed or where they are excluded or exempted from state insurance licensing requirements.

Read additional information about insurance privacy policies and practices for certain states.


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Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. Logo_Equal_Housing_LG Equal Housing Lender.