• Business Credit - header

Business Credit

Next Steps

  • Call 901-523-4700

First Tennessee Business Credit can help develop a plan to meet the needs of a growing business by offering financing for working capital, expansion, equipment, refinancing, or recapitalization. The key components that allow us to deliver products and services to meet your company needs include the:

  • Experience of our team
  • Flexibility of our financing packages
  • Strength of our company

Who We Are

  • Experience – First Tennessee Business Credit has been in operation for over 40 years
  • Focus – Specialized service in the areas of wholesale distribution, manufacturing, trucking, timber, consumer finance, and factoring
  • Stability – We have relationships with more than 110 businesses in 21 states

Who We Serve

Our clients work in different industries and face distinct challenges, but they often share some of the same company characteristics, including:

  • Well established in their industries with multiple years of experience
  • Traditionally profitable with an overall history of positive financials with a defined plan for future growth
  • Led by owners who take an active role in day-to-day management
  • Marketable collateral with stable value

Product Features

  • Flexible financing packages in excess of $4 million
  • Typical Advance Rates, including:
    • Accounts Receivable up to 85% less than 90 days
    • Inventory 25% to 75%
    • Equipment 80% of cost or Net Orderly Liquidation Value (NOLV)
    • Real Estate 75% of Appraised Fair Market Value (AFMV)

Contact Us

Contact our Business Credit team at 901-523-4700 for more information about our product features, benefits, and financing for your business.


  • Give your customers the convenience of credit

Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. Logo_Equal_Housing_LG Equal Housing Lender.