• Regular CD Corporate Header

Regular CD

Lend a high yield return to your savings plan with a Regular CD. Flexible payment options and terms from 1-60 months combined with fixed interest rates mean you can plan the return on your savings.

Minimum Opening Deposit

  • Varies by market and term

Product Features

  • Maturity terms from 1-60 months
  • Interest compounded annually on CDs over one year
  • Competitive yields
  • Automatic renewal
  • Interest payment options – monthly, quarterly, semi-annually, or annually
  • FDIC guaranteed up to $250,000

Product Benefits

  • Higher interest than a savings account
Term: APY* APY with checking account**
30 days 0.05%
60 days 0.05%
90 days 0.05%
180 days 0.10%
270 days 0.10%
12 months 0.15% 0.35%
24 months 0.20% 0.40%
36 months 0.35% 0.55%
48 months 0.60% 0.80%
60 months 0.85% 1.05%
  Apply Now Learn More

For additional information, please refer to the Depositor Agreement and Disclosure Statement.

*Annual Percentage Yield (APY) effective February 16, 2012 and subject to change. Penalty for early withdrawal.

**The rate bonus will be added to the standard CD rate currently in effect. The bonus is available to customers with a new or existing First Tennessee personal checking account. Bonus cannot be combined with any other special offer, including promotional rates or other bonus rate offers. Renewing CDs will earn the then-current standard rate. To continue to receive the rate bonus on a renewing CD, contact a Financial Services Representative within seven (7) days of your renewal date. Customers who close their checking account will no longer be eligible for a CD rate bonus. Penalty for early withdrawal. We reserve the right to change or discontinue the bonus rate program at any time, without notice, but the bonus will apply through your then-current term.


Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. First Tennessee Bank National Association, and its banking division, Peoples Bank, are the same FDIC-insured institution. Deposits held under each trade name are not separately insured, but are combined to determine whether a depositor owner has exceeded the $250,000 FDIC insurance limit. All First Tennessee non-interest bearing checking accounts are fully guaranteed by the FDIC through December 31, 2012.