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Our Rate-CLIMBERSM CD allows you to increase your rate one time during the term of the CD. So, if interest rates go up, your earnings can, too. Rate-CLIMBERSM CDs available on a promotional basis. Ask a Financial Services Representative about availability.

Product Features

  • Low minimum opening deposit
  • Increase your rate 1 time during the term of the CD
  • Choose from a 12-month, 24-month, or 36-month term
  • FDIC guaranteed up to $250,000

Product Benefits

  • No fees
  • Higher interest than a savings account

For additional information, please refer to the Depositor Agreement and Disclosure Statement.

Penalty for early withdrawal


Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. First Tennessee Bank National Association, and its banking division, Peoples Bank, are the same FDIC-insured institution. Deposits held under each trade name are not separately insured, but are combined to determine whether a depositor owner has exceeded the $250,000 FDIC insurance limit. All First Tennessee non-interest bearing checking accounts are fully guaranteed by the FDIC through December 31, 2012.