• The employee benefit that makes payday easier.


Reduce expensive check disbursement and the hours of lost manpower involved in payroll processing with the Payroll Card from First Tennessee. This reloadable card makes it easier to pay your employees by direct deposit - even those without checking accounts.* Your employees can use it anywhere Visa® is accepted - both at millions of merchants and at ATMs worldwide.** Best of all, this program costs you nothing and your employees pay no monthly fee.

Employer Benefits

  • Reduces time and manpower spent producing and distributing paper checks
  • Makes reconciliation much easier
  • Eliminates forgery and lost/stolen checks that have to be replaced
  • Saves money: costs $2.75 less per payment than a paper check***

Employee Benefits

  • Saves time spent standing in line at the bank on payday
  • Eliminates check cashing fees (which can be as much as $5-$20 per check)
  • Reduces the risk of having paychecks – or large amounts of cash – stolen

* Some eligibility requirements may apply.

** First Tennessee charges $2.00 for use of a non-First Tennessee ATM. ATM owner/operator may also charge fees.

*** Aite Group, 2014 http://finance.yahoo.com/news/payroll-cards-financial-inclusion-tools-130000813.html. Actual savings may vary.


  • Payroll Direct Deposit - ad 1

Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. Logo_Equal_Housing_LG Equal Housing Lender.