• Find a rate and term that work for you

Compare CD Rates and Fees

Use the chart below to get an overview of all of our CDs, then click on a specific CD for more detailed information.

Type Term APY* Minimum Opening Deposit
Regular CD 30 days 0.05% As low as $1,000
60 Days 0.05%  
90 Days 0.05%  
180 Days 0.10%  
270 Days 0.10%  
12 Months 0.15%  
24 Months 0.20%  
36 Months 0.35%  
48 Months 0.60%  
60 Months 0.85%  
Deposit less than $25,000
180 Days 0.05% As low as $500
Deposit more than $25,000
180 Days 0.10% As low as $500
Rate CLIMBERSM 12 Months 0.10% As low as $1,000
Jumbo CD 7 days – 1 Year Call for current rates and availability $100,000
CDARS® Contact the CDARS® Support Desk at 800-806-2815

For additional rate and fee information, please refer to the Depositor Agreement and Disclosure Statement.

*Annual Percentage Yields (APYs) effective February 16, 2012 and subject to change. Penalty for early withdrawal. APYs listed are for CDs opened online or by calling 888-354-1340.


  • Enjoy money market rates and FDIC insurance with BizEssentials Savings

Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. First Tennessee Bank National Association, and its banking division, Peoples Bank, are the same FDIC-insured institution. Deposits held under each trade name are not separately insured, but are combined to determine whether a depositor owner has exceeded the $250,000 FDIC insurance limit. All First Tennessee non-interest bearing checking accounts are fully guaranteed by the FDIC through December 31, 2012.