• The flexible CD that lets you keep on contributing

Add-On CD

Next Steps

Build your nest egg a little at a time with an unlimited number of deposits to your Add-On CD. Competitive interest rates and 1 penalty-free withdrawal every 6 months make this a wise choice for your mid-range savings goals.

Product Features

  • Low minimum initial deposit
  • Add to your CD almost any time with as little as $25 via one-time deposit or automatic transfers from a First Tennessee checking or money market savings account
  • One penalty-free withdrawal every six months
  • Interest added to your CD or transferred to your checking or savings account
  • Semi-annual maturity notices
  • Automatic renewal every 6 months
  • FDIC guaranteed up to $250,000

For additional information, please refer to the Depositor Agreement and Disclosure Statement.


Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. First Tennessee Bank National Association, and its banking division, Peoples Bank, are the same FDIC-insured institution. Deposits held under each trade name are not separately insured, but are combined to determine whether a depositor owner has exceeded the $250,000 FDIC insurance limit. All First Tennessee non-interest bearing checking accounts are fully guaranteed by the FDIC through December 31, 2012.