• Powering your checking preferences

BizEssentials® Checking

Every business has different financial priorities. So why shouldn't your checking account reflect what's important to your business? Whether it's simplicity, low fees, or convenience, BizEssentials has something for every business with four distinct levels of benefits.

  Value Basic Standard Interest
Transactions per month* 50 150 500 500
Monthly Service Charge $5.00 $7.50
(Waived with $5,000 minimum daily collected balance)
$17.00
(Waived with $10,000 minimum daily collected balance or combined balances of $25,000**)
$17.00
Earns Interest No No No Yes

Features available with all accounts

*Transactions include: paper checks, checks deposited, and deposit slips. Electronic transactions, other than mobile deposits, are not included in paper transaction totals. Each $250 increment of cash deposit counts as one paper transaction. $0.50 charge per transaction over transaction limit.

**Accounts eligible for combined balances must be reported under the same tax identification number or Social Security Number associated with the BizEssential Checking account and include business loans, lines of credit, business savings, certificate of deposit and personal checking and savings accounts.

***$15 transfer fee per advance from a Business line of Credit to a BizEssentials® Checking account applies.

 

  • BANKING PRODUCTS

  • Looking for a comprehensive cash strategy?  Look no further than BizEssentials

Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. First Tennessee Bank National Association, and its banking division, Peoples Bank, are the same FDIC-insured institution. Deposits held under each trade name are not separately insured, but are combined to determine whether a depositor owner has exceeded the $250,000 FDIC insurance limit. All First Tennessee non-interest bearing checking accounts are fully guaranteed by the FDIC through December 31, 2012.