• Powering your checking preferences

BizEssentials® Checking

Every business has different financial priorities. So why shouldn't your checking account reflect what's important to your business? Whether it's simplicity, low fees, or convenience, BizEssentials has something for every business with four distinct levels of benefits.

  Value Basic Standard Interest
Transactions per month* 75 250 600 600
Monthly Service Charge $5.00 $15.00
(Can be waived with a minimum daily balance of $5,000)
(Can be waived with minimum daily balance of $10,000 or $25,000 in combined balances**)
Earns Interest No No No Yes

Features available with all accounts

*Transactions include: checks paid, checks deposited, deposit slips, mobile deposits, online bill payments, and electronic debits and credits (including debit card transactions). Each $100 increment of cash deposit counts as one transaction. $0.50 charge per transaction over transaction limit.

**Accounts eligible for combined balances must be reported under the same tax identification number or Social Security Number associated with the BizEssentials Checking account and include business loans, lines of credit, business savings, certificate of deposit and personal checking and savings accounts.

***$15 transfer fee per advance from a Business line of Credit to a BizEssentials® Checking account applies.



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Federal Deposit Insurance Corporation Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. First Tennessee Bank National Association, and its banking division, Peoples Bank, are the same FDIC-insured institution. Deposits held under each trade name are not separately insured, but are combined to determine whether a depositor owner has exceeded the $250,000 FDIC insurance limit. All First Tennessee non-interest bearing checking accounts are fully guaranteed by the FDIC through December 31, 2012.