*Offer expires Dec. 17, 2008. Please present a copy of this page to receive special offer. The Annual Percentage Yield (APY) will be fixed at account opening for a period of 3 months, after which it will be variable and subject to change at any time. An opening deposit of at least $25,000 in a new Relationship First Savings account is required. Customer must also have a new or existing First Tennessee personal checking account. Opening deposit cannot be transferred from other First Tennessee accounts. Fees may reduce earnings. Not available to institutional investors. Cannot be combined with other offers. Subject to bank approval. The account is limited by law to six (6) pre-authorized or electronic debits or withdrawals per month, three of which may be made by check.

Annual Percentage Yields (APY) are as of 10/27/2008, and are subject to change. You must have a new or existing First Tennessee checking account to receive these rates. Offer available online or in a financial center. Please mention offer to receive special rate. Cannot be combined with any other promotional CD offers, including rate bonus program. Minimum opening deposit is $25,000. Opening deposit cannot be transferred from an existing First Tennessee account. Penalty for early withdrawal.